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NMLS #402972

Member FDICFarmers National BankEqual Housing

Deposit Services

 

Business Checking

Your Banking Business Is Personal, Shouldn't Your Bank Be Personal Too?

 

At Farmers National Bank, we offer our business customers a comprehensive set of resources and services to make managing their business easier.  Whether you are self-employed, starting a new business, or want to grow your current business, we are here to help! 

Farmers National Bank
Two Choices Instead Of Just One!

Farmers National Bank offers you two accounts in which you can earn interest.


Commercial Interest Bearing Checking-Premium is tailored to those customers who maintain a significant average monthly balance with a limited number of debits each month who want to earn the maximum interest rate available for checking accounts.


Commercial Interest Bearing Checking offers interest but requires a lower minimum monthly balance.


Both accounts have the opportunity to receive a MasterCard Business Debit Card, Free Online Banking, and Business Bill Pay (some fees apply).


For additional account information please see our Business Account Comparision Chart or stop by one of our offices and talk to a Customer Service Representative.

Commercial Checking Made Easy!

Looking for an uncomplicated solution for your business checking needs? Look no further than the Farmers National Bank Commercial Checking.


Small minimum balance required to receive service charge free checking. And you can receive a MasterCard Business Debit Card, free FNB Online Banking, and Business Bill Pay (some fees apply).


For additional account information please see our Business Account Comparision Chart or stop by one of our offices and talk to a Customer Service Representative.

In Your Business, Time Is Money. Save Time By Getting Organized!

All customers who wish to open a business account of any kind will need to provide the following information, along with the documentation listed under the business type:

  • -Employer Identification Number (EIN) or Business Tax ID Number that is registered to the applicable business.
  • -A valid U.S. government issued photo identification and Social Security Numbers for all individuals that will be authorized to transact business on behalf of
       the company and/or authorized signers on the account.
  • -The legal recognized document demonstrating when the business/organization was formed. (Not required for Sole Proprietorships).

Click here for details about other documentation needed specific to your type of business.   

ACH Payments And Charges / Electronic Payroll And Tax Payment Services

We can process payroll services, tax payments, as well as electronic ACH payments and charges from a disk you deliver to the Bank or via our Business Bill Pay on the Internet.


Time Is Money. Merchant Services Can Help You Process Card Payments Quickly And Conveniently.

Today fewer and fewer customers carry cash or checks with them. To help you take advantage of profitable credit card and debit card business with your customers, we can refer you to our preferred merchant services provider. We can help you set up new accounts quickly, update existing accounts, and troubleshoot support issues, all at extremely competitive rates that add to your bottom line, including options for next day settlement.


Your Coach Is Ready!

Regardless of the size, entrepreneurs and small businesses are the key to a vibrant future for rural Kentucky. Whether you are self-employed, starting a new business, or want to grow your current business, resources are available to assist you at each stage of your growth. Kentucky Entrepreneurial Coaches Institute has business coaches throughout the Commonwealth to coach individual entrepreneurs and work with others to stimulate entrepreneurial friendly communities. For more information about the Institute, check out the KECI website at http://www.uky.edu/Ag/CLD/KECI/


What does an Entrepreneurial Coach do?


Entrepreneurs may not be able to do everything needed to start or expand a business themselves. Just as athletes depend on a coach to help them reach new horizons, an entrepreneurial coach can help you to think and act more creatively for success. Entrepreneurial coaches are well-trained volunteer leaders who have received significant training and practical experience to coach those who want to start or expand a business or non-profit venture. Best of all, Farmers National Bank has a coach on staff.